Automate bank statement retrievals to eliminate risks and save your team hours every week

Connecting bank statement feeds directly to your back-office systems


Futureproof your onward reconciliation and cash reporting processes with a digital bank connection. Seamlessly link your corporate banking estate with any ERP, TMS or Financial Close tool to maximise your staff’s time and make accurate financial decisions.

Replace risk manual banking processes

Cut out risky and inefficient manual data entry tasks by automating bank statement retrievals to receive data that is accurate, timely and secured against the risk of fraud or error.

Consolidate global banking operations

Replace periodic reporting with centralized visibility and control over your balances and transactions at group level. Learn more >

Enable real-time reconciliation and reporting

Enable timely and accurate financial reporting by utilising AccessPay as the middle layer that connects your core finance applications to your banking estate.


“Our finance and treasury teams save 25 hours a week using AccessPay as a digital bank connection”

Karen Fagen, Head of Treasury Operations at ITV

View customer story >

Enable accurate, timely reconciliation and reporting

AccessPay automatically collects statement data from across your banking estate on an intra-daily basis.

Removing manual statement retrieval processes gives you access to accurate transaction data in near-real-time for improved cash reporting and reconciliation.

Bank statement data is automatically sent directly to your ERP, TMS or reconciliation tool in a compatible format, helping you move a step beyond legacy record-to-report processes and focus your team on delivering value, not data entry.

Specialists in corporate-to-bank connectivity

ERP and TMS vendors are not specialists in corporate-to-bank connectivity.

Relying on a single vendor to deliver bank connectivity alongside their standard offering can prove to be a risky strategy for a number of reasons:

  1. Replacing that vendor means you would also need to start from scratch with establishing bank connectivity
  2. Bank connectivity is not at the heart of what they do – meaning the level of knowledge and expertise required to deliver a quality service is often limited in comparison to working with a specialist corporate-to-bank connectivity vendor

That’s why bank connectivity is all we do. AccessPay integrates with any ERP or TMS – acting as the connector between your back-office systems and your banks so that you can benefit from best-in-class bank connectivity without being tied down by your ERP/TMS vendor.

Replace risky manual processes

Using bank portals to download bank statement data is both inefficient and risky; creating opportunities for fraud and error to occur through manual manipulation of transaction data.  With the cost of fraud and error to corporates on the rise, the use of banking portals to download bank statements is increasingly being flagged by compliance teams as a risk factor during internal audits.

AccessPay automates the download, transformation and import of statement data in to your back-office securely. Cutting out risky manual processes and freeing up your team from repetitive data entry to get back to doing what they do best – delivering value-add tasks.

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Move data in minutes, not hours

Want access to the most timely, accurate transaction data? Why wait? Get statements into your back-office as quickly as you can receive them from the bank.

AccessPay enables straight-through processing of statement feeds by automatically downloading and transforming the data in to whatever format you need via API or SFTP connection. Cutting processing times from hours to minutes in comparison to more manual methods like online banking.


“The ability to scale connectivity to multiple banks, jurisdictions and payment methods through a single standard connectivity process was a real benefit to us.”

Christopher Davies, Treasury Reporting Manager at NSG

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How does it work?

AcessPay is the middle-layer between your back-office and your banking estate. Utilising an API or sFTP connection, AccessPay receives intra-day statement files from your all of your connected banks and automatically transforms them in to a format that’s consumable by your ERP, TMS or reconciliation tool.

AccessPay transaction data flow

With the ability to connect to any bank, AccessPay gives your finance and treasury team the capability to manage the entire corporate banking estate from one place. There’s no need to hire extra resource.

So whether you’re banking in EMEA, APAC or somewhere else, you can receive data from all your accounts and get it in to the right systems in minutes, no matter how many banks, accounts or countries you work in.

To understand how connectivity to your banks is established choose from the options below:

SWIFT Connectivity

Connect to the SWIFT network to receive daily and intra-day MT messages from multiple banks using AccessPay’s BIC. If you are already connected to the SWIFT network, we can also utilize your BIC to facilitate the connection to your banking estate. MT messages are then automatically transformed in to a format that’s compatible with your back-office before being uploaded to a secure location of your choice.

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Host-to-Host Bank Connectivity

If you require access to bank statements from a small number of key banking partners, AccessPay is able to build and maintain a custom host-to-host bank connection on your behalf. Once built, AccessPay receives statements via your bank connection in an MT format before automatically transforming them in to a consumable format and uploading them to a secure location of your choice.

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Frequently Asked Questions

How does AccessPay connect to my ERP/TMS?

Connectivity to your back-office is achieved via a choice of SFTP or API connection.

The use of SFTP or API for data exchange are not mutually exclusive. It is possible to use the 2 forms of connectivity together in one instance if your circumstances require access to both options. For example, in scenarios where one system can generate files and transfer via SFTP whilst another might be more compatible with APIs.


External APISFTP
·        Based on creation of a direct interface between AccessPay and compatible back-office applications

·        Updates in near real-time  (based on API call limits)

·        Delivers both files and JSON Payloads

·        Able to deliver real-time submissions status updates to connected back-office applications

·        secure file transfer based on access to a specified server location

·        Updates periodically

·        Delivers files only

·        Not able to deliver status updates to back-office applications

What report formats can AccessPay receive?

  • MT 940
  • MT 942
  • BAI2
  • 053
  • camt052
  • Pain.002

How does AccessPay connect to my banks?

Connectivity to your banking partners is achived using one or both of the following methods:


  1. If you don’t have access to SWIFT, you can use AccessPay’s BIC to facilitate the delivery of bank statements via MT940 and MT942 messages
  2. If you are already connected to SWIFT, we can establish connectivity using your own SWIFT BIC to facilitate the delivery of bank statements via MT940 and MT942 messages


AccessPay is able to build and maintain a custom host-to-host bank connection on your behalf. Once built, AccessPay receives statements via your bank connection in an MT format.

This method is commonly used by corporates using AccessPay to process high volumes of payments through a small number of key banking partners.

Coming soon: Bank APIs

This is currently on our roadmap in 2023 and will initially be tested with a selection of Tier 1 banks. Contact us for more information.

Does AccessPay provide any reporting capabilities based on transaction data received?

Yes, we provide a Cash Management interface to give you additional reporting and auditing capabilities covering:

  • Group balances
  • Balances by banks and accounts
  • Balances by country
  • Balances by currency
  • Balances by entity
  • Transaction audit logs

Click here for more information

Choose a better way to connect to your banks with a digital bank connection

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