"We have offices and staff all across Europe so we needed a platform that could help us process international payroll easily. I am very happy with AccessPay, the system is very easy to use, and it makes the admin side of payments easier."
Automate your SEPA payments and collections
Connect seamlessly to the SEPA network with AccessPay’s secure platform. Our SEPA payments solution makes sending and receiving Euro payments fast, compliant, and effortless, helping corporates simplify cross-border transactions and take control of their European payment workflows.
Customers using AccessPay
to streamline their payments processes
Why is automating SEPA payments important?
SEPA payments allow businesses operating within the Eurozone to treat cross-border transactions as if they were domestic. Covering 36 countries, the SEPA payment system reduces complexity by consolidating formats, rules, and standards into a unified framework.
For corporates, this means:
- Faster and cheaper SEPA bank transfers.
- Consistent SEPA payments processing across the Eurozone.
- Lower costs through fewer file formats and reduced manual input.
- Greater efficiency in both outgoing payments and collections.
Why AccessPay for SEPA payments?
Transparent pricing
Our fixed annual subscription model removes hidden fees and supports better budget forecasting.
Industry-leading service
With rapid onboarding and a UK-based Customer Success team rated 98% for satisfaction, we provide responsive, expert support for every client.
One platform for all payment types
Whether you need SEPA solutions, Bacs, CHAPS, Faster Payments, or international wires, AccessPay consolidates all payment types into one platform. That means one supplier, one set of payment controls, and a more efficient treasury operation.
Csilla Nemeth
Finance System Controller at Stena Line
Ready to simplify your SEPA payments process?
Get in touch with one of our experts by completing our contact form.
How can we help?
SEPA
conversion service
Convert BBAN account numbers into IBANs and BICs in bulk for seamless compliance.
SEPA
Direct Debits
Collect payments across Europe with a centralised, compliant solution.
SEPA
Credit Transfers
Send and receive SEPA Euro payments quickly, securely, and cost-effectively.
Whether you’re looking to pay with SEPA, collect funds via Direct Debit, or streamline reconciliation, AccessPay delivers a reliable SEPA payments solution for corporates.
Connectivity for automation
AccessPay integrates with your finance and ERP systems to automate SEPA payments processing from initiation to completion.
Benefits include:
- End-to-end automation for SEPA transfers.
- Reduced manual work, error risk, and operational costs.
- Seamless compliance with Eurozone payment standards.
- Timely execution to safeguard supplier and customer relationships.
- Increased visibility and oversight of all transactions.
By streamlining SEPA for corporates, finance teams can focus on strategy while maintaining control, accuracy, and efficiency in their payment workflows.
Automate your SEPA payments and effortlessly connect to the SEPA network with AccessPay’s secure payments solution.
Get in touch with one of our experts by completing our contact form.
Enhanced payment controls
Security and governance are at the heart of AccessPay’s SEPA payments software. We provide advanced controls to protect high-value transactions:
- Encryption and masking of sensitive data.
- Multi-factor authentication (MFA) and single sign-on (SSO).
- Strict segregation of duties.
- Automated fraud and error detection.
- Native IBAN and BIC validation.
- Dual approval for added assurance.
These safeguards reduce fraud risk and ensure full compliance across your SEPA bank transfers.
ISO 20022: what’s changing for SEPA payments?
The adoption of ISO 20022 is transforming the way businesses handle SEPA transfers. As a standardised messaging format, it:
- Enhances payment data quality.
- Improves processing efficiency.
- Reduces reconciliation errors.
- Supports greater interoperability across the Eurozone.
For corporates, this shift means smoother SEPA Euro payments, fewer errors, and a more seamless payment experience. AccessPay’s platform is ISO 20022-ready, ensuring your organisation is future-proofed.
Our integrations
AccessPay connects seamlessly with all major ERPs, payroll platforms, and finance applications that generate payment files. With full compatibility, you can centralise SEPA payments, payroll, and supplier payments into one secure ecosystem.
FAQs
How does AccessPay’s pricing model work?
We operate on a fixed annual subscription basis, providing transparency and predictability for your payment operation cost.
How quickly can AccessPay be implemented?
Typical implementation takes 8-12 weeks depending on complexity, bank relationships, and specific requirements.
Is AccessPay secure?
Yes, we maintain the highest security standards with encryption, multi-factor authentication, and regular security audits. We’re ISO 27001 certified and comply with banking-grade security requirements.
What is a SEPA payment?
A SEPA payment is a Euro-denominated transfer made between banks in the SEPA network. It standardises SEPA bank transfers across 36 European countries.
What is the difference between SEPA Credit Transfer and SEPA Direct Debit?
With SEPA Credit Transfers, businesses send money from their accounts (e.g. supplier payments or payroll).
With SEPA Direct Debits, businesses collect money into their accounts (e.g. customer subscriptions).
What are the benefits of SEPA for corporates?
SEPA provides cost savings, faster settlement, simpler file formats, improved cash flow, and a unified way to pay in Euro currency across Europe.
Is SEPA available in the UK?
Yes. UK organisations can still access SEPA if they hold a Euro account with a participating bank. This is especially valuable for corporates trading with EU partners.
How does AccessPay’s SEPA payments solution work?
AccessPay’s SEPA payments software integrates with your finance systems to automate payment creation, validation, approval, and submission, ensuring compliance and efficiency across every SEPA transfer.
Ready to explore how AccessPay can help your business?
Complete the form to schedule a free consultation with one of our payment specialists.
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