"As AccessPay aided our Operational Resilience assessment, this became one of the main drivers why we went out to tender in the first place. We see AccessPay as a key partner to our overall Operational Resilience."
Building resilient, business critical finance operations
As a fundamental third-party technology provider, AccessPay strengthens financial institutions’ operational resilience by automating and securing core banking operations.
Join our growing list of Financial Services partners
Strengthen your financial operations
with automated controls
and comprehensive compliance
As an FCA-regulated technology provider, with a proven track record of 99.9%+ uptime and successful implementations across leading financial institutions, we help you build resilient processes that meet evolving regulatory demands.
Eliminate risk & strengthen controls
- Replace risky manual payment processing and bank statement downloads with full payment automation
- Simplify business continuity planning with a high-availability platform
- Reduce operational risks from staff availability and bank portal downtime
- Enforce standardised controls to authorise payments
- Secure all financial data transfers with encryption
Complete audit readiness
- Track every action with comprehensive audit logging
- Monitor the full payment journey from file processing to completion
- Record detailed authorisation chains with user-level granularity
- Enable transaction-level auditing of all bank statements
- Access historical data quickly for transaction verification and compliance
- Generate detailed audit reports, on-demand and as often as needed for regulatory requirements
Always FCA- and PRA-compliant
AccessPay is regulated by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA), providing financial institutions with the assurance you need from a critical third-party technology provider.
Our FCA compliance allows you to confidently integrate our services into your critical business processes, knowing we meet the highest standards of security, resilience, and operational excellence.
Operational Resilience in action
When Darlington Building Society needed to strengthen their operational resilience, they chose AccessPay as a key technology partner.
Head of Change and Procurement
Darlington Building Society
Ready to build resilient financial operations in a digital world?
Get in touch with one of our experts by completing our contact form.
Understanding the frameworks
While DORA and Operational Resilience frameworks have distinct requirements, they share core principles around maintaining robust controls across core financial operations.
Operational Resilience
Operational Resilience (SYSC – FCA Handbook) focuses on ensuring that financial institutions can maintain critical business services during disruptions, with emphasis on governance, mapping critical processes, and demonstrating resilience through testing.
DORA
DORA focuses on digital resilience in finance through three pillars: rapid transaction recovery after outages, comprehensive oversight of third-party vendors, and robust ICT risk management with regular testing and reporting.
Compliant by design
AccessPay’s platform addresses the overlapping requirements of both frameworks through:
Centralised connectivity
- Bank-agnostic platform reduces third-party dependencies
- Direct access to all major payment schemes maintains business continuity
- Multiple connectivity options ensure resilience
- One secure platform eliminates ICT concentration risk
End-to-end automation & reporting
- Automated processing eliminates operational risk and human error
- Full audit trails support regulatory compliance
- Built-in reconciliation and reporting capabilities
- Custom workflows map to critical functions
- Standardised payment controls meeting multiple regulatory standards
"AccessPay is great for operational resilience, we’re very prepared. User permissions are set up thoughtfully and strategically, we can easily limit the number of users and check that they’re all trained up on processes."
Kerry-Anne Kent
Team Leader at Omni Capital
Bank-grade security & controls
- Enterprise security methods exceed regulatory requirements
- Multi-level approvals and role-based access control
- Bank-grade encryption protects data integrity
- Strategic user permission & validation workflows
- Secure remote access maintains operational standards
Rapid implementation & response times
- 12-week deployment with 99.9%+ uptime
- Clear RTO / RPO metrics for business continuity
- UK-based support with defined incident SLAs
- 97% customer satisfaction score
Our accreditations
Strengthen your financial institutions’ operational resilience by automating and securing business-critical banking operations
Get in touch with one of our experts by completing our contact form.
Regulatory compliance meets service excellence
EBA-compliant contracts ensuring regulatory alignment
Rapid 12-week average implementation timeframe with 100% customer satisfaction
Industry-leading incident response with clear SLAs
Significant reduction in internal resource requirements
Optional extended support hours for global operations
"The customer support at AccessPay is excellent. Not just during the delivery of the project, but afterwards, too. They are always on hand to support us with anything we need and with new projects. We’re looking forward to continuing the relationship well into the future."
Warren Hyde
Treasury Operations Manager at Sainsbury's Bank
Key milestones in 2025
for the UK & EU
January 17, 2025
EU Digital Operational Resilience Act (DORA)
All EU financial entities must demonstrate:
- Comprehensive ICT risk management
- Enhanced third-party risk monitoring
- Automated incident reporting
- Regular resilience testing
- Systematic information sharing
March 31, 2025
UK Operational Resilience
UK financial firms must show:
- Mapped important business services
- Established impact tolerances
- Completed scenario testing
- Documented self-assessments
April 30, 2025
EU Digital Operational Resilience Act (DORA)
Information reporting deadline:
- Submit complete information register to National Authorities
- Share data with European Supervisory Authorities
- Demonstrate full DORA compliance
Recommended by the UK’s leading financial operators
Admiral Insurance are one of the leading FTSE100 Financial Services companies within the UK, Europe and America.
AccessPay plays a pivotal role in their finance transformation strategy by introducing automation to their payment processes; improving efficiency and reducing risk and fraud from unnecessary, manual intervention.
"We spoke with Barclays and they recommended AccessPay as the preferred solution. We also spoke with other insurance providers, and everybody recommended you, which is highly commendable."
Chris Allison
Project Manager at Admiral Insurance
Ready to automate your critical banking processes with a trusted partner?
Get in touch with one of our Financial Services experts by completing our contact form.
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