CHAPS Payment Processing Solution
AccessPay provides a single solution for processing any type of payment, including high-value CHAPS payments
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Why AccessPay?
One Platform for All Payment Types
Consolidate payment runs via a single platform for managing Faster Payments, Bacs and any cross-border submission
No Transaction Fees
Our annual subscription model means you’re geared up for growth without incurring hidden costs
No More Banking Portals
Still logging in to banking portals? Automate your high-value CHAPS submissions to remove the risk of error.
Centralise Your Payment Processes
- Process accounts payables, receivables and payroll payments from one place.
- Connects to any application you use to generate payment files, including all major ERP, Payroll and General Ledger applications.
- All payment types in one place; centralise access to Bacs, same-day and international payments
Automate CHAPS Payments
- Remove manual processes to create more efficient and secure payment workflows
- Our file-agnostic technology connects to your finance applications to automate the upload, transformation and submission of CHAPS payment files
- Create custom workflows that help you manage approvals and submissions across different teams and systems
Increase Security and Control
- From heavy encryption to data-masking, embedded bank-grade security protects your submissions against fraud and cyber threats
- Extensive payment controls put you in control of the approval process
- Detect erroneous transactions pre-submission to help bolster fraud and error prevention
Gain Visibility
- Detect errors before your payment files are submitted. AccessPay validates payment file data and surfaces real-time alerts to draw your attention to submissions that require action before they can be submitted safely.
- The status of your payment file is also displayed post-submission, so you know exactly when submissions have been successful, rejected, failed, or cancelled.
- Automate the retrieval of payment status reports to gain access to the information you need, when you need it.
“The AA has a significant volume of transactions; a large amount of money is being handled. We felt that having a partner we can trust, who can move quickly and keep us up to speed with new developments, was essential.”
Lewis Jones, Head of Treasury Operations and Payroll at The AA
Frequently asked questions
How does pricing work?
At AccessPay, we’ll never charge per transaction. Instead we offer a flexible annual subscription model which means you’re not penalised for growth.
Pricing is calculated based on 3 factors:
- Transaction bandings (fixed for the year, so you won’t be charged more if you exceed these numbers. Any increase is instead discussed during your annual renewal with us)
- The payment schemes, banks and messaging networks you want to connnect to
- The number of users you need to have access to the platform
How quickly can I get up & running?
From purchase to implementation, onboarding with AccessPay for same day payments connectivity takes days.
Once you’re connected, the team will guide you through the process of building out intuitive payment workflows and managing users on the system. Once that’s done, you’re good to go!
Is AccessPay a secure solution?
Yes, we’re a Pay.UK recognised, FCA regulated payments provider and we carry out frequent security testing of our technology with our internal security team, as well as consulting with 3rd party vendors.
We’ve also made a bunch of bank-grade security tools available to our client-base to give you greater peace of mind over your financial data:
- PGP encryption
- Multi-factor authentication
- sFTP upload
- Data masking tools
- Robust, customisable approval workflows
- User profile management
- Fraud/Error detection tools
Is it a cloud based solution?
Yes, the AccessPay platform is 100% cloud based. You don’t need to install anything and will receive free platform upgrades and fixes as soon as you become a customer.
All you’ll need is an internet connection to get started
What do I need to get up and running?
All you need to get started is sponsorship from your bank, otherwise known as a Service User Number. If you’re unsure what this is, have a read our our Bacs SUN Guide and arrange to speak to your bank about acquiring one.