Bacs Approved Software, trusted by over 1000 UK businesses

Make Payments

Send secure payments via any number of payment schemes or host-to-host banking connections; including Bacs, Faster Payments, Swift, SEPA

Automate Collections

Connect your back-office with AccessPay to start automating Bacs Direct Debit collections from your customer base.

Save hours of time

Build custom payment workflows and retrieve Bacs reports through AccessPay to speed-up reconciliation and reduce manual data processing

“Our key users have reported that the platform is very user-friendly and easy to operate. They are able to see a much better overview of each transaction and are well positioned to ensure optimum security at all times, too.”

Pascale Nicholls, Head of Central Finance at Amnesty International UK

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Say goodbye to online banking portals

We’re pioneers in UK payments, launching the first ever cloud-based Bacs solution back in 2012.

Manage payroll, supplier payments and collections from a single, file-agnostic platform that securely automates the upload, transformation and submission of payment files.

Industry Leading Service

We really do try our best to ensure our customers are happy. And that’s exactly why we have the top Net Promoter Score in our industry, its why 98% of our clients stay with us.

Switching to AccessPay is easy.  And with rapid onboarding, no transaction fees, a simple annual subscription fee and free platform upgrades, the AccessPay platform is not only cost-effective, but future-proof, too.


Prevent fraud and error, take control

  • Data masking and PGP encryption ensures that sensitive financial data within your payment files cannot be compromised
  • Advanced auditing capabilities make it easy to comply with regulatory and internal governance
  • Multi-factor authentication available, powered by Duo
  • Rules-based AI automatically detects suspicious transactions
  • Enforce segregation of duties with approval workflows and user controls

All payment types, multiple ways to connect

Process accounts payables, receivables and payroll payments through one platform. AccessPay connects to all major Payroll, ERP and General Ledger applications to help keep your team focused on value-added tasks.

“The AccessPay system works really well for the team here at Argyll and Bute. The way that the system handles security and access is very good. We use it to manage payments and submit files every day, sometimes twice a day.”

Ken Wong, Revenues System Administrator at Argyll & Bute Council

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Frequently asked questions

How does pricing work?

At AccessPay, we’ll never charge per transaction. Instead we offer a flexible annual subscription model which means you’re not penalised for growth.

Pricing is calculated based on 3 factors:

  • Transaction bandings
  • The number of banks you want to connect to
  • The payment schemes and messaging networks you want to connnect to

How quickly can I get up & running?

From purchase to implementation, onboarding with AccessPay for Direct Debit collections takes days.

Once you’re connected, the team will guide you through the process of building out intuitive payment workflows and managing users on the system. Once that’s done, you’re good to go!

Is AccessPay a secure solution?

Yes, we’re a Bacs approved, FCA registered vendor and we carry out regular security testing with 3rd party vendors.

We’ve also made a bunch of bank-grade security tools available to our client-base to give you greater peace of mind over your financial data:

  • PGP encryption
  • Multi-factor authentication
  • sFTP upload
  • Data masking tools
  • Robust, customisable approval workflows
  • User profile management
  • Fraud/Error detection tools

Is it a cloud based solution?

Yes, the AccessPay platform is 100% cloud based. You don’t need to install anything and will receive free platform upgrades and fixes as soon as you become a customer.

All you’ll need is an internet connection to get started

What do I need to get up and running?

All you need to get started is sponsorship from your bank, otherwise known as a Service User Number. If you’re unsure what this is, have a read our our Bacs SUN Guide and arrange to speak to your bank about acquiring one.

Ready to Take Control?

Join 1000+ happy customers already using AccessPay

Book a Demo