What Is the BACS Processing Calendar?
The BACS processing calendar outlines key dates for submitting, processing, and receiving payments. It is a crucial tool for businesses using the BACS payment system to schedule transactions efficiently. The key terms are:
- Submission Date: The last day to submit payment files to ensure timely processing.
- Processing Date: The day BACS processes your submitted files.
- Payment Date: When funds clear and arrive in the recipient’s account.
BACS Processing Calendar Overview for 2025
The BACS processing calendar 2025 provides a structured view of payment cycles throughout the year. By referencing this calendar, businesses can anticipate submission deadlines, processing days, and payment dates, particularly during holidays or periods of high demand.
Common Themes:- Bank holidays impact submission and processing schedules.
- Early submissions are recommended to account for potential disruptions.
Key BACS Processing Dates For 2025
Key BACS Processing Dates for Easter 2025
| Payment Arrival Date | Processing Date | Latest Submission Date |
| Thursday 17 April | Wednesday 16 April | Tuesday 15 April |
| Tuesday 22 April | Thursday 17 April | Wednesday 16 April |
| Wednesday 23 April | Tuesday 22 April | Thursday 17 April |
| Thursday 24 April | Wednesday 23 April | Tuesday 22 April |
Easter 2025: As Easter 2025 approaches, early submissions are critical, particularly for dates like Thursday 17 April and Tuesday 22 April.
Key BACS Processing Dates for Early May Bank Holiday 2025
| Payment Arrival Date | Processing Date | Latest Submission Date |
| Friday 2 May | Thursday 1 May | Wednesday 30 April |
| Tuesday 6 May | Friday 2 May | Thursday 1 May |
| Wednesday 7 May | Tuesday 6 May | Friday 2 May |
| Thursday 8 May | Wednesday 7 May | Tuesday 6 May |
Early May Bank Holiday: Users need to be mindful of submission deadlines for both the Early May Bank Holiday and the Spring Bank Holiday, with adjusted processing days in early May.
Key BACS Processing Dates for Spring Bank Holiday 2025
| Payment Arrival Date | Processing Date | Latest Submission Date |
| Friday 23 May | Thursday 22 May | Wednesday 21 May |
| Tuesday 27 May | Friday 23 May | Thursday 22 May |
| Wednesday 28 May | Tuesday 27 May | Friday 23 May |
| Thursday 29 May | Wednesday 28 May | Tuesday 27 May |
Spring and Summer Bank Holidays: Both holidays require awareness of adjusted submission and processing dates, with different deadlines based on weekends and non-processing days.
Key BACS Processing Dates for Christmas and New Year 2025/6
| Payment Arrival Date | Processing Date | Latest Submission Date |
| Wednesday 24 December | Tuesday 23 December | Monday 22 December |
| Monday 29 December | Wednesday 24 December | Tuesday 23 December |
| Tuesday 30 December | Monday 29 December | Wednesday 24 December |
| Wednesday 31 December | Tuesday 30 December | Monday 29 December |
| Friday 2 January | Wednesday 31 December | Tuesday 30 December |
| Monday 5 January | Friday 2 January | Wednesday 31 December |
| Tuesday 6 January | Monday 5 January | Friday 2 January |
Christmas and New Year 2025/6: The festive period has significant changes in processing dates, so businesses should submit payment files as early as possible during these periods to avoid delays.
How to Use the BACS Processing Calendar Effectively
Set Reminders: Use digital tools to alert your team to key deadlines.
Automate Payments: Leverage automation tools like those offered by Access Pay to schedule transactions seamlessly.
Plan for Delays: Submit files well in advance to navigate holidays or unexpected disruptions.
By proactively planning around the BACS processing calendar 2024, you can ensure a smooth and stress-free payment experience.
Why Accurate BACS Processing Matters
Timely and accurate BACS payments are vital for maintaining strong business relationships and avoiding penalties. Missing a processing deadline could lead to:- Delayed salary payments.
- Missed supplier invoices.
- Financial penalties or damaged reputation.
AccessPay: Your Partner in Simplified BACS Payments
Simplify your payment processing with Access Pay. As a BACS-approved bureau, we offer automation tools designed to:- Schedule payments efficiently.
- Handle complex processing needs.
- Reduce manual errors and save time.
Staying Ahead with the BACS Processing Calendar
The BACS processing calendar 2024 is an essential resource for businesses navigating payment schedules, particularly during December and early January. Use this guide to stay on top of key dates, mitigate potential disruptions, and streamline your payment processes.Download the calendar today and partner with Access Pay to simplify your BACS transactions.
You can contact the BACS Service Desk for any queries through the following methods:- Phone: 0330 123 2324 (for UK-based queries)
- Email: bacs-support@bacs.co.uk
